Adoption of FinTech Solutions in Emerging Markets: Opportunities and Regulatory Challenges. Journal Padhanging Ati, [S. l.], v. 1, n. 01, p. 55–65, 2025. Disponível em: https://ejournal.stbacahayasurya.ac.id/index.php/padhangingati/article/view/5. Acesso em: 9 oct. 2025.